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Two Major Benefits Of Getting A Pre-Approved Home loan.

Thursday, August 26, 2021   /   by Ken A Parker

Two Major Benefits Of Getting A Pre-Approved Home loan.

From above coins scattered on desk near financial papers and lovely pig wallet in accountant office

Let's talk about the benefits of getting pre-approved for a home loan.

There are two major benefits.

First of all, by getting pre-approved for a home loan, you'll know exactly how much house you can afford to buy. You won't waste time looking at homes above or below your price range.

Second, the benefit of getting pre-approved for a home loan is that when you see a home that you like, you can act immediately with a firm offer and negotiate the lowest price possible. Here are some important questions you may want to ask a lender. Do you offer discounts to first time home buyers? Is private mortgage insurance or any other kind of insurance required? What if I sell my home before the term is up, can I pay off the mortgage early without penalties?

Your realtor can also provide you with expert advice on all these questions. It's important to identify all the upfront costs of buying your new home before getting to the closing day. Don't be afraid to ask all the parties involved beforehand. This will avoid any unforeseen expenses down the road. Your realtor can advise you on the associated costs. I wish you all the best in finding the home of your dreams.


12402 Industrial Blvd Ste. A-2

Victorville, CA. 92395

Phone: 760-951-9050

Fax: 760-951-9121



I have over 886 Buyers in my Database looking for a HOME!!

*Your Home Sold or I’ll BUY it!!* - Ken Parker 760.951.9050

  home buying process

Ken Parker, Broker
Ken Parker
16888 Nisqualli Rd #700
Victorville, CA 92395
DRE# CalBRE# 1524222

Based on information from California Regional Multiple Listing Service, Inc. as of June 13, 2024. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.
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